Commercial insurance for Florida businesses
General liability, business property, BOP, commercial auto and specialty coverage — everything your business needs, from one licensed FL agency.
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Fast response from a licensed FL agent.
Coverage that works how you do
Your business is unique — your insurance should be too. Prime Insurance Group builds commercial packages that combine the right coverages at a price that supports growth, not slows it down.
From single-location retail to multi-state operations, we protect what you've built.
What's included
General Liability (GL)
Protects against bodily injury, property damage, and advertising claims.
Business Owner's Policy
Bundles GL and property for small businesses at a lower total premium.
Commercial Property
Covers your building, inventory, and equipment.
Commercial Auto
Protects business vehicles and drivers on the job.
Professional Liability (E&O)
Coverage for mistakes, oversights, or advice-related claims.
Cyber Liability
Response coverage after a data breach or ransomware attack.
Is this coverage right for you?
- Retail shops, restaurants and hospitality businesses
- Contractors, tradespeople and construction companies
- Professional services: accountants, agencies, consultants
- Warehouses, distributors and light manufacturers
- eCommerce and tech-forward businesses needing cyber coverage
Why Prime Insurance Group
Top-rated carriers we work with
Frequently asked questions
Do I need a BOP or separate policies?+
A BOP is typically cheaper for smaller businesses. Larger or higher-risk operations may need standalone GL and property policies — we'll help you decide.
Can you cover multi-state operations?+
Yes. We write commercial policies for Florida-based businesses operating in multiple states.
Do you offer cyber liability?+
Yes — cyber policies now start at very affordable premiums for small businesses and include incident response support.
How quickly can I get a COI?+
Once bound, most COIs are emailed within minutes. We'll also add your additional insureds directly.
Ready to get covered?
Speak with a licensed Florida agent today. Same-day coverage available for most policies.
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